Terms of Service | NationsData

1. Acceptance of Terms

By accessing, browsing, or using NationsData ("the Platform"), you ("User," "you") agree to be bound by these Terms of Service ("Terms"), our Privacy Policy, and our Disclaimer. If you do not agree to all of these terms, you must immediately cease using the Platform.

2. Description of Service

NationsData is a global economic intelligence platform that aggregates publicly available data from sources including the World Bank Open Data (CC BY 4.0), International Monetary Fund, and other official public databases. The Platform provides country-level economic indicators, investment scores, business setup guides, comparison tools, and analytical features.

The Platform does not provide financial, legal, tax, or investment advice. See our Disclaimer for full details.

3. Eligibility

You must be at least 18 years of age to use the Platform. By using the Platform, you represent and warrant that you meet this age requirement and have the legal capacity to enter into binding agreements.

4. User Accounts

You are responsible for maintaining the confidentiality of your account credentials.
You must provide accurate and complete information when creating an account.
You are solely responsible for all activity that occurs under your account.
You must immediately notify us of any unauthorized use of your account.
We reserve the right to suspend or terminate accounts at our sole discretion, with or without notice, for any reason including violation of these Terms.

5. Acceptable Use

You agree that you will NOT:

Use the Platform for any unlawful purpose or in violation of any applicable local, national, or international law
Attempt to gain unauthorized access to our systems, servers, databases, or any user accounts
Use automated tools (bots, scrapers, crawlers, spiders) to extract data from the Platform beyond reasonable personal use or our published API rate limits
Systematically download, store, redistribute, resell, sublicense, or commercially exploit data obtained from the Platform without prior written consent
Reproduce or mirror any portion of the Platform on another website or service
Reverse engineer, decompile, or disassemble any portion of the Platform
Interfere with or disrupt the integrity, performance, or security of the Platform
Transmit any viruses, malware, or other malicious code
Impersonate any person or entity or falsely claim affiliation with any person or entity
Use the Platform to generate competing products or services

6. Subscription Services

Certain features are available via paid subscription ("Pro"). Free features remain available without subscription.
Subscriptions are billed on a recurring basis (monthly or annually) via our third-party payment processor (PayPal).
You may cancel at any time. Access to Pro features continues until the end of your current billing period.
We do not offer refunds for partial billing periods unless required by applicable law.
We reserve the right to change pricing with 30 days' notice to active subscribers.
We reserve the right to modify, discontinue, or restrict Pro features at any time.

7. API Usage

Access to the NationsData API is subject to published rate limits. Exceeding these limits may result in temporary throttling or permanent suspension of API access. Commercial use of the API requires a separate agreement.

8. Intellectual Property

The Platform's design, branding, logos, user interface, source code, proprietary scoring algorithms, investment analysis methodology, business guide content, and all original content are the exclusive property of NationsData and are protected by copyright, trademark, and other intellectual property laws. You may not copy, reproduce, distribute, modify, create derivative works of, publicly display, or commercially exploit any proprietary content without our prior written consent.

Third-party data sourced from public APIs (World Bank, IMF, etc.) remains subject to its original license terms (e.g., CC BY 4.0 for World Bank data). Our aggregation, presentation, and analysis of such data constitutes original work protected under copyright.

9. Disclaimer of Warranties

THE PLATFORM, INCLUDING ALL DATA, CONTENT, SCORES, TOOLS, AND SERVICES, IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE SPECIFICALLY DISCLAIM ALL WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, COMPLETENESS, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, NATIONSDATA, ITS OWNERS, OPERATORS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, LICENSORS, AND DATA PROVIDERS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, REVENUE, DATA, BUSINESS OPPORTUNITIES, OR GOODWILL, ARISING FROM OR RELATED TO YOUR USE OF OR INABILITY TO USE THE PLATFORM, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE), EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL OUR AGGREGATE LIABILITY EXCEED THE GREATER OF (A) THE TOTAL AMOUNT YOU HAVE PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED UNITED STATES DOLLARS ($100 USD).

11. Indemnification

You agree to indemnify, defend, and hold harmless NationsData, its owners, operators, directors, employees, agents, affiliates, and licensors from and against any and all claims, demands, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from or related to: (a) your use of the Platform; (b) your violation of these Terms; (c) your violation of any applicable law or regulation; (d) any investment, business, or financial decision you make based on information from the Platform; or (e) any claim that your use of the Platform caused damage to a third party.

12. Dispute Resolution

Any dispute, controversy, or claim arising out of or relating to these Terms or the Platform shall first be attempted to be resolved through good-faith negotiation between the parties for a period of thirty (30) days. If the dispute cannot be resolved through negotiation, it shall be submitted to binding arbitration administered under internationally recognized arbitration rules. The arbitration shall be conducted in English by a single arbitrator. The arbitrator's decision shall be final and binding and may be enforced in any court of competent jurisdiction.

YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction where NationsData is operated, without regard to conflict of law principles. To the extent arbitration is not applicable, you consent to the exclusive jurisdiction and venue of the courts in the applicable jurisdiction.

14. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

15. Entire Agreement

These Terms, together with the Privacy Policy and Disclaimer, constitute the entire agreement between you and NationsData regarding your use of the Platform and supersede all prior agreements, representations, and understandings.

16. Modifications

We reserve the right to modify these Terms at any time. Material changes will be communicated via email to registered users or by posting a prominent notice on the Platform at least fifteen (15) days before the changes take effect. Your continued use of the Platform after the effective date of any changes constitutes your acceptance of the modified Terms.

17. Contact

For questions about these Terms, contact us at legal@nationsdata.org.